Sanctions, Cross‑border Money Movement, and Fees: A Practical Comparison

In PayMeSafe the buyer locks a crypto amount (e.g., USDT) as the Payment resource. The Subject describes what is being exchanged (goods/services). After both parties accept, there are three essential time windows: Delivery (seller must deliver), Confirmation (buyer must confirm), and Dispute (either side can open until the dispute deadline). If delivery happens and the buyer confirms, funds are released to the seller. If there is no confirmation, the confirmation deadline governs the next step; if a dispute is opened in time, funds remain locked until the dispute is resolved.

Two fees may apply: Service fee (who pays is explicitly selected) and on-chain Network fee (estimated for your currency). This model reduces counterparty risk without custodial holding of user funds outside of the rules set in the deal.